author - oman observer

Gold has been a highly sought-after asset class due to its rarity, liquidity, and protection against inflation. It is also considered a safe haven asset.Investing in gold is a crucial decision for...

The Trump administration has now deferred the reciprocal tariff for three months with the exception of China. However, enormous tariffs will remain on China, the world’s second-largest economy,...

The Indian financial year begins on April 1 every year. The Financial Year (FY) 2025 marks the implementation of several important changes in the Indian financial system. While the regulatory changes...

Reciprocal tariffs refer to the Trump administration's policy of imposing taxes on imported goods at the same rate that foreign countries impose on American goods. President Trump believes that the US...

“My debt is spiraling out of control. I need a solution. Please help me.” I received a phone call recently that made me write this. This individual has outstanding mortgage loan installments,...

Credit reports and scores play a significant role in your ability to attain financial goals. A credit score is used to evaluate an individual’s creditworthiness. Generally, the score is a 3-digit...

The Union Budget presented by Indian Finance Minister Nirmala Sitharaman on February 1, 2025, was a big win for the Indian middle class but failed to address many of the long-pending demands of the...

De-dollarisation refers to reducing dependence on the United States Dollar (USD) as a medium of exchange, reserve currency, or standard for international trade. It involves replacing the USD with...

Every year, millions worldwide make New Year’s Resolutions hoping for changes to make their life more happy and fruitful. Making New Year’s Resolutions are setting priorities for a productive...

E-gold or electronic gold is a virtual representation of physical gold. It allows individuals to buy, sell, or hold gold in digital form. Gold has been a highly sought-after asset class for centuries...

The world’s currencies, more particularly the Asian currencies, have depreciated against the US dollar during the current year. Several factors have driven this trend, including economic policies...

Gold has been a highly sought-after asset class for centuries for multiple reasons.There are different types of investment vehicles such as fixed-income securities, stock markets, mutual funds, real...

Investments in Government Securities (Gilts) are considered risk-free. They are safe investments as the investors are guaranteed the return of both principal and interest from the government.These...

The Indian pre-budget (2022–26) meetings with the various ministries are likely to commence in mid-October 2024. The consultations, a significant part of the budget exercise, are likely to be...

Traditionally, bank deposits are one of the most preferred savings over other investment options due to reasons viz; liquidity, stable returns and flexibility in operations. However, bank deposits are...

Albert Einstein says, "Compound interest is the eighth wonder of the world. He who understands it, earns it; he who doesn’t it pays it.”It is a fact that many did not realize how powerful...

How to plan and manage one's finances is very important. It is a fact that even among well-educated people, lack of financial literacy is relatively on the higher side. The primary goal of financial...